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ID number:199671
 
Author:
Evaluation:
Published: 02.07.2008.
Language: Latvian
Level: Secondary school
Literature: n/a
References: Not used
Time period viewed: 2000 - 2010 years
Extract

Kredīts - klientam tiek piešķirts naudas summas noteiktam mērķim un uz noteiktu laiku. Parasti kredīta summa tiek izsniegta visa uzreiz un atmaksāta tiek uzreiz termiņa beigās vai arī kredīts tiek atdots pakāpeniski saskaņā ar atmaksas grafiku.
Bankas naudu pelna iedodot kredītu un saņemot atpakaļ aizdoto naudu ar procentiem. Bankas skatas, pēta, cik liels ir īpašums un mēneša alga, jo kredīta summa parasti sastāv nevairāk kā 70 % no ķīlas vērtības. Kredītu var noformēt 1-15 dienu laikā, bet protams atkarībā no ķīlas veida.…

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